Michael Rivera is a 24‑year commercial banking and capital markets leader with deep expertise in real estate, holding senior roles at Wells Fargo, BMO, and other major regional banks. He has launched and led national commercial lending and asset disposition platforms, overseeing tens of billions in loan assets, major syndications, and—most recently in 2025—forming a joint venture to raise $1.2B in debt and equity with an institutional asset manager. Michael brings long‑standing relationships across debt, equity, and sponsors in major U.S. markets—including New York, Los Angeles, San Francisco, and Sacramento—with experience spanning all major CRE asset classes and extensive expertise in credit, asset management, portfolio oversight, and strategic initiatives. He lives in Sacramento with his three children, where his family has lived since the 1850s.